SOCHQ Pro+ · For small & mid-sized business
Carriers now require enforced MFA, EDR, tested backups, and documented proof before they'll cover you — and most small businesses fail the questionnaire. SOCHQ Pro+ helps you meet the controls and produce the evidence, priced for a team without an IT department.
A 10-question check against the controls carriers require, with the gaps most likely to get you denied. Private — runs in your browser.
The guideExactly what insurers require in 2026, why applications get denied, and how to qualify affordably.
The industry has converged on a core set — and you'll need to prove each one, not just claim it:
It delivers the monitoring and detection carriers require — and the documentation they ask for — built and priced for a team without an IT department. The same controls that satisfy your underwriter are the ones that keep you out of a claim in the first place. Meeting the requirements is the cheap path; the expensive one is the breach, or the denial.
Effectively yes — the overwhelming majority of carriers now mandate enforced MFA, and most denied claims involved organizations without it. "Available but optional" doesn't satisfy underwriters.
Most often: missing/non-enforced MFA and weak endpoint protection — and a lack of documentation. Carriers want proof, not yes/no answers.
Yes. MFA is essentially free, and EDR and monitoring now scale to small-business pricing — which is exactly what SOCHQ Pro+ provides, with the proof packet included.
Free, private, 2 minutes — and you'll leave with a prioritized list of what to fix first.
Start the readiness checkThis page is general guidance, not insurance or legal advice. Carrier requirements vary and change. Work with a licensed broker and verify your specific policy.